What Builder Incentives Are Available Right Now?
By Jeff and Lane Morrell · October 2026
The Morrell Group | eXp Realty
For current specifics, see Jeff's October 2026 new-construction incentives blog on this site, which he refreshes monthly. The common patterns right now are rate buydowns, closing-cost credits, free upgrades, and occasional base-price adjustments as builders compete for buyers at 7.32% rates.
The common incentive types
Rate buydowns, closing-cost credits, free upgrades, lot premium waivers, and occasional base-price adjustments are the patterns showing up across El Paso County as builders compete at 7%-plus rates. Our post on why builders are offering mortgage buydowns and big incentives explains the strategy behind it.
This month's roundup
Jeff keeps a monthly roundup of what builders are actually offering, and the October 2026 edition is live now. It is the closest thing to a current list in the Springs, because incentives change as builders hit their numbers.
Bookmark it and check back each month; the deals move fast.
Read the fine print
Incentives can be baked into the base price, so compare the total cost and the real monthly payment, not the headline credit. Metro district levies and HOA fees change the true monthly number, and both matter before you sign.
We walk buyers through the total cost of every incentive, not just the sticker.
Text us and we will line up which builders are actually offering what this week, no inventory games. We know the new-construction landscape across El Paso County, and we will tell you which incentive is real, which is marketing, and what it does to your payment. You are in great hands.
Here when you're ready, Jeff & Lane Morrell
- Jeff Morrell, October 2026 new-construction incentives blog
- Freddie Mac Primary Mortgage Market Survey, Oct 22, 2026
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